Lending Criteria

What We Look For

Huy Win Capital provides private money loans secured by real estate assets. We evaluate opportunities based on asset quality, market fundamentals, borrower experience, and a clear exit strategy.

Our underwriting process is designed to move efficiently while maintaining disciplined lending standards.

Lending Paramaters

Loan Amounts

• Starting at $100,000• Up to $1,000,000+• Larger opportunities considered on a case-by-case basis

Loan Terms

• Short-Term Financing• Typically 6–24 Months• Extension options available on select transactions

Maximum Loan-to-Value (LTV)

• Up to 70% LTV• Based on asset type, location, and overall transaction strength

Property Types

Residential

• Single Family Residences• Condominiums• Townhomes• 2–4 Unit Properties

Multifamily

• Small Multifamily• Apartment Buildings• Value-Add Multifamily Assets

Commercial

• Retail• Industrial• Mixed-Use Properties

What Strengthens A Deal

Strong Asset Quality

Well-located properties with clear market demand.

Experienced Sponsorship

Borrowers with a track record of successful acquisitions, operations, or development.

Clear Exit Strategy

Defined repayment through sale, refinance, or long-term financing.

Realistic Business Plan

Well-supported projections and achievable execution timelines.

Why Borrowers Choose Huy Win Capital

Direct Capital Source

No intermediaries and direct access to decision makers.

Fast Response Times

Efficient review and streamlined underwriting.

Real Estate Experience

Active ownership and operation of real estate investments.

Certainty of Execution

Focused on closing transactions reliably and professionally.